Your Partner in Public Risk Management

Serving Pennsylvania and Delaware public entities through proven trust programs built on collaboration and stability.

Comprehensive Coverage, Built for Public Entities

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Comprehensive, flexible healthcare for over 24,000 employees and families.

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Reliable coverage tailored for public employers and their teams.

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Specialized protection for the unique risks of municipalities.

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What Makes Us Different

When it comes to selecting health, workers' compensation, or property and liability insurance, public entities need stability and superior coverage at the lowest responsible cost. At the Delaware Valley Trusts we understand. Our members enjoy stable rates that defy insurance industry trends while taking advantage of comprehensive benefits, cash dividends, rate credits, multi-trust discounts, superior member service, and a wide array of exclusive value-added services.

Let us manage your risk while you realize the rewards.

Recent News & Ideas

Data Centers and Municipal Risk: Insurance Considerations in a Rapidly Evolving Landscape

May 4, 2026
As demand for digital infrastructure, artificial intelligence, and cloud computing accelerates, municipalities across the country are experiencing increased interest in data center development. These facilities are often presented as essential infrastructure with economic upside, yet the political and regulatory environment surrounding data centers has become increasingly active and, in some communities, contentious. As community concerns grow, municipalities may face heightened exposure to zoning disputes, administrative appeals, and litigation alleging procedural deficiencies or adverse community impacts. Regardless of where a municipality ultimately lands on any specific proposal, it is important for municipal leaders to understand how this evolving environment may intersect with municipal risk exposure and property and liability insurance considerations.

Understanding Temporary Partial Disability Benefits in PA Workers' Comp

Apr 28, 2026
Temporary Partial Disability (TPD) benefits under the Pennsylvania Workers’ Compensation Act are designed to support employees who are able to return to work after a job-related injury but are not yet earning their pre-injury wages. These benefits help bridge the financial gap during recovery while the employee transitions back into the workplace.

Preventing Concussive Injuries with Type 2 Safety Helmets

Apr 21, 2026
In 2020, the Bureau of Labor Statistics reported head injuries accounted for nearly 6 percent of non-fatal occupational injuries involving days away from work. Almost half of those injuries occurred when workers came in contact with an object or equipment while about 20 percent were caused by slips, trips and falls.1