What Makes Us Different

The Delaware Valley Trusts are risk sharing pools with over 160 public entity members in Pennsylvania and Delaware.

Managed Risk. Collective Rewards.

When it comes to selecting health, workers’ compensation, or property & liability insurance, public entities need predictability and superior coverage at the lowest responsible cost. Delaware Valley Trusts members enjoy stable rates that defy industry trends while taking advantage of broader coverage, cash dividends, rate credits, multi-trust discounts, exceptional member service, and a wide array of exclusive value-added options. See why our risk-sharing pools offer a compelling, cost-effective alternative to the volatile commercial market.


As a Borough Manager, I am constantly blown away by the response I receive as a member of the Delaware Valley Trusts. The Trust’s value-added programs such as training, legal guidance and loss control resources are more than just benefits – they set the DVT apart from any other liability coverage provider!

John Davis
Doylestown Borough


“I can’t say enough about the high-quality customer service provided by the DVT staff. It is always nice to speak with someone who knows you and whom you have actually met face to face and not just contacting an impersonal call center. “

Don Delamater
Lower Providence Township


“The most positive aspect about becoming a member was access to DVT staff who were very supportive during our transition to DVT initially, and have remained so year after year. DVT offers prompt and professional support at every level of the organization.”

Daniel K. Kerr
Limerick Township


The goals of the Trusts are the most closely aligned with the goals of our elected officials in providing quality health care to our employees than the other trusts and commercial providers. In addition, the service provided by the Trust is outstanding.

Jerry A. Andree
Township Manager
Cranberry Township


I can’t say enough about how the Delaware Valley Workers’ Compensation program continues to provide great benefits and excellent service to its participants over the many years the program has been in effect. We particularly appreciate the assistance of Peter Erndwein and Risk Control team for their help to keep our employees working safe. The Rate Stabilization Fund, multi-trust discount, dividend and loss control/safety grants are just icing on the cake.

Larry Gregan
Montgomery Township

Upcoming Events

17 September 2019
8:00 am – 12:00 pm

LTAP Asphalt Roads Common Maintenance Problems

Open to DVWCT and DVPLT members at no cost.

Course description: This course provides relevant information to individuals who have to maintain asphalt pavements. The course material reviews the importance of preventive maintenance to the life of an asphalt pavement. The material will help the student identify common asphalt distress, the cause of the distress, and the appropriate treatments.  The latest techniques, materials, and equipment will be reviewed with an emphasis on repairing the asphalt distress properly the first time. Current industry standards to properly repair problems such as cracking and potholes will be presented in detail. The basics of treatments such as seal coats, micro surfacing, and overlays will be presented. A review of the latest treatments included in Penn DOT Publication 447 Approved Products for Lower Volume Local Roads, will be covered.

Intended audience:  Individuals who are involved in planning and execution of maintenance work on asphalt pavements, including street superintendents, roadmasters, public works directors, foreman, and select crew members.

Location: Delaware Valley Trusts, 719 Dresher Road, Horsham, PA

A light breakfast will be provided.

You must register directly with LTAP at www.ltap.state.pa.us.

Questions? Call 1-800-FOR LTAP (367-5827)

Click here to go to the LTAP website.

18 September 2019
9:00 am – 12:00 pm

DVPLT Property Coverage Workshop

Open to Property & Liability Trust Members at no cost.

This workshop will address all aspects of property coverages offered by the Trust, including but not limited to, those applicable to real property, equipment, electronic data, unmanned aircraft and boiler and machinery. Special coverage extensions such as those that may apply to the release of environmental contaminants as well as general conditions and exclusions will also be addressed. The Workshop will consist of presentations from the Trust Underwriters at Insurance Buyers’ Council and the Risk Management, Legal and Claims Departments. Key aspects of the property coverages will be explained with actual case studies.

Registration begins at 8:30 am, and a light breakfast & lunch will be provided.










Training Flyer

19 September 2019
9:00 am – 12:30 pm

Microsoft Word 2016 Intermediate

Open to DVHT, DVWCT and DVPLT members.  $25.00 Copay due to high program cost.

Lesson 1:  Working with Tables and Charts

Lesson 2:  Customizing Formats Using Styles and Themes*

Lesson 3:  Using Images in a Document

Lesson 4:  Creating Custom Graphic Elements*

Lesson 5:  Inserting Content Using Quick Parts*

Lesson 6:  Controlling Text Flow

Lesson 7:  Using Templates*

Lesson 8:  Using Mail Merge

Lesson 9:  Using Macros*

*Not covered due to time constraints

A light breakfast will be provided.

Training Flyer

25 September 2019
8:00 am – 3:00 pm

LTAP Drainage: The Key to Roads that Last

Open to DVWCT and DVPLT members at no cost.

This course covers the effect water has on roadways. Emphasis is on problems caused by poor drainage with discussion on various ways to handle these problems. Basic roadway drainage systems and their usage are reviewed. Industry standard procedures for replacing cross pipes are presented in detail. Regulatory agency policies and permit requirements are presented. The importance of performing routine inspection of drainage system assets is discussed with emphasis on the relationship to planning and Federal Aid reimbursement in the case of a disaster.

Intended Audience: Individuals who are involved in the planning and execution of maintenance work on asphalt pavements, including: street superintendents, roadmasters, public works directors, crew foremen, and select crew members.

Location: Delaware Valley Trusts, 719 Dresher Road, Horsham, PA

A light breakfast and lunch will be provided.

You must register directly with LTAP at www.ltap.state.pa.us

Questions? Call 1-800-FOR LTAP (367-5827)

Click here to go to the LTAP Website.


Want to see all upcoming events?

Visit our events calendar to see all upcoming Delaware Valley Trusts training & events.

See All Events

Recent News & Ideas

Trust Connections 3rd Quarter 2019

The Delaware Valley Trusts is pleased to announce the addition of twelve (12) new Municipal Police Officers’ Education & Training Commission (MPOETC) approved courses to the DVT Online University offerings. The courses range from 1 to 1.5 hours in length and offer Continuing Law Enforcement Education credits. They include: Below 100: Reducing Law Enforcement Deaths Bloodborne …

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Trust Connections 2nd Quarter 2019

Delaware Valley Trusts’ Phyllis Lieberman Women’s Trailblazer Scholarship Award In December 2018, the Delaware Valley Trusts’ established the Phyllis Lieberman Women’s Trailblazer Scholarship to honor the late Phyllis Lieberman, a long-time manager of Whitpain Township and founding Executive Committee Member of the Delaware Valley Insurance Trust (now known as the Delaware Valley Property & Liability …

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Access the Health Center Using CareHere App

The Delaware Valley Health Trust Health Center operated by CareHere now offers even more convenient appointment scheduling through the CareHere app. Health Trust enrollees and their covered dependents can visit the Center for well and sick visits, annual physicals, sports physicals, routine lab work, maintenance medication refills, and much more. Enrollees and their spouses can …

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