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Your Partner in Public Risk Management

Serving Pennsylvania and Delaware public entities through proven trust programs built on collaboration and stability.

Comprehensive Coverage, Built for Public Entities

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Comprehensive, flexible healthcare for over 24,000 employees and families.

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Reliable coverage tailored for public employers and their teams.

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Specialized protection for the unique risks of municipalities.

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What Makes Us Different

When it comes to selecting health, workers' compensation, or property and liability insurance, public entities need stability and superior coverage at the lowest responsible cost. At the Delaware Valley Trusts we understand. Our members enjoy stable rates that defy insurance industry trends while taking advantage of comprehensive benefits, cash dividends, rate credits, multi-trust discounts, superior member service, and a wide array of exclusive value-added services.

Let us manage your risk while you realize the rewards.

Recent News & Ideas

Understanding Temporary Partial Disability Benefits in PA Workers' Comp

Apr 28, 2026
Temporary Partial Disability (TPD) benefits under the Pennsylvania Workers’ Compensation Act are designed to support employees who are able to return to work after a job-related injury but are not yet earning their pre-injury wages. These benefits help bridge the financial gap during recovery while the employee transitions back into the workplace.

Preventing Concussive Injuries with Type 2 Safety Helmets

Apr 21, 2026
In 2020, the Bureau of Labor Statistics reported head injuries accounted for nearly 6 percent of non-fatal occupational injuries involving days away from work. Almost half of those injuries occurred when workers came in contact with an object or equipment while about 20 percent were caused by slips, trips and falls.1

Reflections from 22 Years in the Public Sector

Apr 15, 2026
On May 1 it is with mixed emotions that I retire from the Trust after 22 years of continuous employment. I feel privilege to have been DVT’s first full-time prevention (aka loss control) professional. When I started in 2003, I was a lone practitioner who supported 45 public entities. Today the Risk Control Department (RC) serves 109 members and consists of three seasoned professionals (Linda Wolf, Lauren Conway and Marc Medori). As the Trust has grown, former risk control functions have been absorbed by other departments. Member Services, IT, Legal, Finance, Claims, Health and our underwriting consultants from IBC have all contributed to RC’s success over the years and deserve both recognition as well as gratitude.