What Makes Us Different

The Delaware Valley Trusts are risk sharing pools with over 160 public entity members in Pennsylvania and Delaware.

Managed Risk. Collective Rewards.

When it comes to selecting health, workers’ compensation, or property & liability insurance, public entities need predictability and superior coverage at the lowest responsible cost. Delaware Valley Trusts members enjoy stable rates that defy industry trends while taking advantage of broader coverage, cash dividends, rate credits, multi-trust discounts, exceptional member service, and a wide array of exclusive value-added options. See why our risk-sharing pools offer a compelling, cost-effective alternative to the volatile commercial market.


As a Borough Manager, I am constantly blown away by the response I receive as a member of the Delaware Valley Trusts. The Trust’s value-added programs such as training, legal guidance and loss control resources are more than just benefits – they set the DVT apart from any other liability coverage provider!

John Davis
Doylestown Borough


“I can’t say enough about the high-quality customer service provided by the DVT staff. It is always nice to speak with someone who knows you and whom you have actually met face to face and not just contacting an impersonal call center. “

Don Delamater
Lower Providence Township


“The most positive aspect about becoming a member was access to DVT staff who were very supportive during our transition to DVT initially, and have remained so year after year. DVT offers prompt and professional support at every level of the organization.”

Daniel K. Kerr
Limerick Township


The goals of the Trusts are the most closely aligned with the goals of our elected officials in providing quality health care to our employees than the other trusts and commercial providers. In addition, the service provided by the Trust is outstanding.

Jerry A. Andree
Township Manager
Cranberry Township


I can’t say enough about how the Delaware Valley Workers’ Compensation program continues to provide great benefits and excellent service to its participants over the many years the program has been in effect. We particularly appreciate the assistance of Peter Erndwein and Risk Control team for their help to keep our employees working safe. The Rate Stabilization Fund, multi-trust discount, dividend and loss control/safety grants are just icing on the cake.

Larry Gregan
Montgomery Township

Upcoming Events

13 November 2018
9:00 am – 12:00 pm
Workers' Compensation Trust

Confined Space Entry

Open to DVWCT and DVPLT members at no cost.

This 3-hour safety course is designed to give attendees an understanding of what is a confined space, hazards that can be associated with confined spaces and how to identify them, procedures for protecting yourself and others from confined space hazards, and procedures for non-entry rescue. The course also includes a demonstration of atmospheric testing equipment and a practical mock entry.

This course is approved for three (3) Pa. DEP water/wastewater operator contact hours.









Training Flyer

15 November 2018
9:00 am – 12:00 pm
Property & Liability Trust

Police Liability Claim Prevention and Case Law Update

Open to Property & Liability (DVPLT) and Workers’ Comp (DVWCT) members at no cost. A light breakfast will be provided.

This annual Property & Liability Trust sponsored seminar reviews recent legal developments and interesting cases impacting Pa. local law enforcement. The objective is to provide practical strategies for minimizing police liability losses.

The seminar is intended for law enforcement command, supervisory and risk management personnel. Chris Boyle will be available to discuss any police liability questions attendees might have.

Training Flyer
















Registration closes two weeks prior.

28 November 2018
9:00 am

Developing a Customer-Focused Attitude and Respect and Harassment Awareness

Open to Workers Compensation and Property & Liability Trust Members at No Cost

9 a.m. to 10 a.m. Developing a Customer-Focused Attitude

It is critical to evaluate the effectiveness of our customer service skills. Not only do we deal with external customers, but we also spend time interacting with internal customers, our coworkers. This workshop includes a self-test, which helps participants recognize their strengths and weaknesses in this area. Other topics include dealing with difficult customers, diffusing a difficult situation and “five foundations for a successful customer interaction” which helps participants recognize opportunities for improving customer service and retention.

 10:15 a.m. to 11:15 a.m. Respect and Harassment Awareness for Employees

This workshop reviews the legal definition of harassment pertaining to sexual harassment and elements of the Title VII law. It addresses the impact of disrespectful and harassing behaviors, with emphasis on how inappropriate and unaddressed behaviors, attitudes or actions can escalate into potential workplace violence. Consequences of violating an organization’s anti-harassment policy including the impact on both employees and the organization are emphasized. Participants will learn what constitutes harassment, why it is so difficult to report it, and how it can be reported with assurance of non-retaliation. Increasing awareness results in a less stressful and more productive workplace.












Training Flyer

11 December 2018
8:00 am – 4:00 pm
Property & Liability Trust

Low Voltage Qualified – Electrical Safety Training

This course provides a thorough knowledge of the recommended safe behaviors for those who work around electrical hazards. Attendees gain an understanding of the latest guidelines and regulations for NFPA 70E and OSHA. Electrical Workers and safety professionals learn key practical information: best work practices in electrical safety and how to apply them in real-world situations. Breakfast & Lunch will be provided. Registration closes two weeks prior to the event.

Note: This course does not provide PaDEP Water/Wastewater Operator credits.


Presenter: J.C. Owens, E-Hazard Instructor


Training Flyer

Want to see all upcoming events?

Visit our events calendar to see all upcoming Delaware Valley Trusts training & events.

See All Events

Recent News & Ideas

Q4 Trust Connections 2018

It is with mixed emotions that we announce the retirement of two longtime Delaware Valley Trusts employees – Mary McGee and Elaine Downes. Read more…Go to Q4 Trust Connections 2018.

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Trust Connections 3rd Quarter 2018

Delaware Valley Trusts Member Newsletter.   The National Fire Protection Association (NFPA) recently released the first comprehensive multidisciplinary consensus standard addressing active shooter and other hostile events. NFPA 3000 (PS), Standard for an Active Shooter / Hostile Event Response (ASHER) Program is intended for “any community, authority having jurisdiction, facility, and member of any organization who …

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Trust Connections 2nd Quarter 2018

Delaware Valley Trusts Member Newsletter   Get to Know Your Health in 2018 and Earn a $150 Incentive! Exclusively for Health Trust Members In January 2018, the Health Trust launched several exciting enhancements to the wellness incentives and reimbursements program to further align with industry trends aimed at reducing modifiable health risks. These enhancements are …

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