Your Partner in Public Risk Management

Serving Pennsylvania and Delaware public entities through proven trust programs built on collaboration and stability.

Comprehensive Coverage, Built for Public Entities

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Comprehensive, flexible healthcare for over 24,000 employees and families.

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Reliable coverage tailored for public employers and their teams.

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Specialized protection for the unique risks of municipalities.

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What Makes Us Different

When it comes to selecting health, workers' compensation, or property and liability insurance, public entities need stability and superior coverage at the lowest responsible cost. At the Delaware Valley Trusts we understand. Our members enjoy stable rates that defy insurance industry trends while taking advantage of comprehensive benefits, cash dividends, rate credits, multi-trust discounts, superior member service, and a wide array of exclusive value-added services.

Let us manage your risk while you realize the rewards.

Recent News & Ideas

AI in Action: Explore. Learn. Implement.

Aug 7, 2026
Artificial Intelligence is no longer a future concept. It's a practical tool that municipalities can use today to improve efficiency, streamline operations, enhance communication, and better serve their communities. That's why Delaware Valley Trusts is excited to introduce AI in Action, a new conference dedicated to helping municipal leaders understand and apply AI in meaningful ways. Join us on Tuesday, November 10, 2026, at the Sheraton Valley Forge in King of Prussia, PA, for a full day of education, networking, and hands-on learning focused on real-world applications of AI in local government. Attendees will hear from engaging speakers, connect with innovative vendors, and leave with practical ideas they can bring back to their organizations. Designed for municipal managers, assistant managers, finance officers, human resources professionals, public works leaders, police command staff, and other municipal decision-makers, this conference will provide valuable insights whether you're just beginning to explore AI or are already using it in your organization. Best of all, attendance is free for municipal participants. Save the date and be part of the conversation shaping the future of local government. Registration and additional details are available at https://www.dvtrusts.com/ai-in-action.

Understanding the Interplay Between the Pennsylvania Workers’ Compensation Act and the Heart and Lung Act and What to Expect When Filing a Claim

Jul 30, 2026
Municipal employers across Pennsylvania frequently encounter employee workplace injury and illness claims that implicate both the Pennsylvania Workers’ Compensation Act (WCA) and the Pennsylvania Heart and Lung Act (HLA). While these statutes are often discussed together, they serve distinct purposes and impose different obligations on public employers. Understanding both the overlap and the distinctions is critical for level setting expectations, effective claims management, wage loss payments and reimbursements, budgeting, and labor relations.

Air Quality Risk Alert

Jul 17, 2026
Wildfire smoke from Canada and Minnesota will blanket Pennsylvania and Delaware this Friday, July 17, 2027, creating Code Purple concentrations of PM2.5.