The Delaware Valley Trusts are risk sharing pools with over 160 public entity members in Pennsylvania and Delaware.

What Makes Us Different

The Delaware Valley Trusts Advantage: Managed Risk. Collective Rewards.

When it comes to selecting health, workers’ compensation, or property and liability insurance, public entities need stability and superior coverage at the lowest responsible cost. At the Delaware Valley Trusts we understand. Our members enjoy stable rates that defy insurance industry trends while taking advantage of comprehensive benefits, cash dividends, rate credits, multi-trust discounts, superior member service, and a wide array of exclusive value-added services.

Let us manage your risk while you realize the rewards.


As a Borough Manager, I am constantly blown away by the response I receive as a member of the Delaware Valley Trusts. The Trust’s value-added programs such as training, legal guidance and loss control resources are more than just benefits – they set the DVT apart from any other liability coverage provider!

John Davis
Doylestown Borough


“The most positive aspect about becoming a member was access to DVT staff who were very supportive during our transition to DVT initially, and have remained so year after year. DVT offers prompt and professional support at every level of the organization.”

Daniel K. Kerr
Limerick Township


As both an administrator for the Township and a member of the plan itself, I can personally attest to the value added benefits that the Wellness program bring. I’ve learned tips and tricks from all of the webinars I’ve attended, lowered my cholesterol thanks to my biometric screening and received money just by being proactive regarding my health. It’s a complete win for everyone involved and I cannot say enough great things about the program.

Ramsey Reiner
Township Manager
New Garden Township


In Lansdale Borough we know that the health of our employees goes well beyond physical health.  DVHT has provided our staff members various wellness programs aimed at encouraging active, healthy lifestyles by teaching them how to make simple, beneficial decisions.   DVHT programs offer opportunities to not only enrich employee well-being at work, but also in all aspects of their lives.


John Ernst
Borough Manager


The Delaware Valley Health Trust’s (DVHT) strategy and wellness programs align with the Township’s long-term growth health and wellness strategy. Both the Township and our employees value DVHT’s proactive health strategies which are key to keeping our team healthy, active, and happy.  We incorporate all parts of the wellness program from on-site biometric screenings to nutritional workshops and webinars along with our walking program. DVHT has been a great partner to all of us here at West Whiteland.

Pam Gural-Bear
Interim Township Manager/Human Resources Director
West Whiteland Township


The Health and Wellness Team at the Delaware Valley Health Trust is exceptional! The Trust has numerous resources that focus on all aspects of health – physical, mental, preventative, and environmental. The Borough has benefited greatly from wellness programs like annual biometric screenings,  health incentives, and the development of an employee wellness and fitness room in the Borough of Conshohocken Administrative Building. We could not have spearheaded that initiative without access to the resources available to Health Trust Members. For the Borough, having access to these pivotal resources has helped encourage and support a healthier lifestyle for all our employees. More importantly, membership in the Trust has enabled the Borough to take concerted steps towards fully developing an internal culture of health and wellness at our workplace.

Stephanie Cecco
Borough Manager
Conshohocken Borough

Upcoming Events

3 October 2023
9:00 am – 3:00 pm

Departmental Leadership – Core Course, Penn State Public Entity Leadership Certificate Program

Class is currently filled. Please call 215-706-0101 or email to be added to our wait list. Thank you.

Open to DVWCT and DVPLT members at no cost.

This course addresses the skills necessary to run a successful public entity department or working group. It also addresses mission statements, activity planning, staffing, forecasting and budgeting. Special emphasis will be placed on problem solving and troubleshooting for the public sector.

NOTE: Prerequisite course Leadership Fundamentals must be completed prior to enrollment.

Lunch will be provided.

Training Flyer

4 October 2023
9:00 am – 3:30 pm

Your Role as a Municipal Secretary/Administrator

DVPLT Scholarship Opportunity

In partnership with the Pennsylvania State Association of Boroughs, the Delaware Valley Property & Liability Trust (DVPLT) is pleased to offer up to 20 full scholarships (limit two scholarships per member entity) for the following course:

Your Role as a Municipal Secretary/Administrator Wednesday, October 4 and Thursday, October 5, 2023 9:00 am to 3:30 pm

Location:  Delaware Valley Trusts, 719 Dresher Road, Horsham, PA

Description:  Whether you’re new to the office of municipal secretary or have been around and are looking for a refresher, this class covers essential information to help municipal administrators better understand and be more effective in their role. Course registration includes two pre-recorded webinars to help with state report filing and basic planning & zoning administration. The course covers:

Local government organization and function Important municipal codes Key functions of the secretary/administrator Municipal meetings Municipal legislation and governance Records management Citizen relations Reports and financial management Communicating with elected officials The Sunshine Act Professional resources Best practice

Cost: $150/PSAB members and $200/non-PSAB members. Lunch included. You must register directly with PSAB (see below).

How to Claim a DVPLT Scholarship:

(1) Property & Liability Trust (DVPLT) members should first contact the Trust to confirm availability and reserve your scholarship by emailing or calling 267-803-5720. (2) Register directly with PSAB by visiting or call Terri at 800-232-7722, Ext. 1042. (3) After completing the course, forward proof of completion and payment to (4) Upon approval, the Trusts will issue a reimbursement check for the value of the scholarship (up to two per member entity).

Scholarship questions? Please email or call 267-803-5720.

Training Flyer

5 October 2023
8:00 am – 4:30 pm

Defensive Driving for Trucks

Class is currently filled. Please call 215-706-0101 to be added to a wait list. Thank you.

Open to DVWCT and DVPLT members at no cost. You must register through the Trust to avoid billing.

This course consists of four hours in the classroom and four hours of practical driving skills. The goal of the course is to train truck drivers in collision prevention techniques. In teaching these techniques, the course also promotes an attitude of mutual understanding, courtesy and cooperation on the road.  Topics covered include: general backing techniques, foul weather driving, crash avoidance, parking lot driving and braking techniques.

Attendees should bring a work truck to class in order to participate in the practical evaluations. Students must be at least 18 years of age and possess a valid Pennsylvania Operator’s License (CDL if applicable).

Lunch is not included.

Training Flyer

5 October 2023
12:30 pm – 1:30 pm

Reducing your Risk or Recurrence of Breast Cancer with Nutrition – Eligible for Health Education Incentive

Eligible for the Delaware Valley Health Trust $100 Health Education Incentive.

Open to Delaware Valley Health Trust Members at no cost.

Research shows that a diet filled with a variety of vegetables, fruits, whole grains, beans and other plant foods helps lower risk for many cancers, including breast cancer. Join this presentation let by a registered dietitian to review the American Institute for Cancer Research guidelines for food & nutrition.

This virtual webinar is eligible for the Delaware Valley Health Trust $100 Health Education Incentive. This session is presented in partnership with Chester County Hospital Penn Medicine.

Click on the following link to register:

For more information on Health Trust Wellness incentives and reimbursements, click here (login required) or contact the Wellness Team at or call 267-803-5721.


Want to see all upcoming events?

Visit our events calendar to see all upcoming Delaware Valley Trusts training & events.

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