What Makes Us Different

The Delaware Valley Trusts are risk sharing pools with over 160 public entity members in Pennsylvania and Delaware.

Managed Risk. Collective Rewards.

When it comes to selecting health, workers’ compensation, or property & liability insurance, public entities need predictability and superior coverage at the lowest responsible cost. Delaware Valley Trusts members enjoy stable rates that defy industry trends while taking advantage of broader coverage, cash dividends, rate credits, multi-trust discounts, exceptional member service, and a wide array of exclusive value-added options. See why our risk-sharing pools offer a compelling, cost-effective alternative to the volatile commercial market.


As a Borough Manager, I am constantly blown away by the response I receive as a member of the Delaware Valley Trusts. The Trust’s value-added programs such as training, legal guidance and loss control resources are more than just benefits – they set the DVT apart from any other liability coverage provider!

John Davis
Doylestown Borough


“I can’t say enough about the high-quality customer service provided by the DVT staff. It is always nice to speak with someone who knows you and whom you have actually met face to face and not just contacting an impersonal call center. “

Don Delamater
Lower Providence Township


“The most positive aspect about becoming a member was access to DVT staff who were very supportive during our transition to DVT initially, and have remained so year after year. DVT offers prompt and professional support at every level of the organization.”

Daniel K. Kerr
Limerick Township


The goals of the Trusts are the most closely aligned with the goals of our elected officials in providing quality health care to our employees than the other trusts and commercial providers. In addition, the service provided by the Trust is outstanding.

Jerry A. Andree
Township Manager
Cranberry Township


I can’t say enough about how the Delaware Valley Workers’ Compensation program continues to provide great benefits and excellent service to its participants over the many years the program has been in effect. We particularly appreciate the assistance of Peter Erndwein and Risk Control team for their help to keep our employees working safe. The Rate Stabilization Fund, multi-trust discount, dividend and loss control/safety grants are just icing on the cake.

Larry Gregan
Montgomery Township

Upcoming Events

5 September 2019
9:00 am – 3:00 pm

Microsoft Word 2016 Core

Open to DVHT, DVWCT and DVPLT members.  $25.00 Copay due to high program cost.

Lesson 1:  Getting Started with Word

Lesson 2:  Editing a Document

Lesson 3:  Formatting Text and Paragraphs

Lesson 4:  Adding Tables

Lesson 5:  Managing Lists

Lesson 6:  Inserting Graphic Objects

Lesson 7:  Controlling Page Appearance (Not covered due to time constraints)

Lesson 8:  Proofing a Document

Lesson 9:  Customizing the Word Environment (time permitting)

A light breakfast and lunch will be provided.

Training Flyer

10 September 2019
9:00 am – 3:30 pm

Municipal Budgeting and Finance

DVPLT Scholarship Opportunity

In partnership with the Pennsylvania State Association of Boroughs (PSAB), the Delaware Valley Trusts is pleased to offer 10 full scholarships (limit two scholarships per member entity) for this program.

Learn new tips and best practices for preparing and developing your budget from start to finish.  A budget is one of the most important documents a municipality develops and approves on an annual basis.  It is a document that acts as policy, guide and communicator of priorities for appointed staff and the public alike.  Review will include:  developing a budget calendar, determining fee schedules, structuring spreadsheets and narratives plus the importance of developing and coordinating the use of a capital budget with operational budgets to better stabilize tax rates and keep your community on the right track.

Cost:  $125/PSAB members and $175/Non-PSAB members. You must register directly with PSAB (see below).   Lunch will be provided.

How to Claim a Delaware Valley Trusts Scholarship:

1) Property & Liability Trust (DVPLT) members should first contact the Trust to confirm availability and reserve your scholarship by emailing Carol Bigham at cbigham@dvtrusts.com or calling (267) 803-5720.

2) Next, register directly with PSAB by clicking here or visit at www.training.boroughs.org or call Terri at 800-232-7722, Ext. 1042.

3) After completing the course, forward proof of completion and payment to cbigham@dvtrusts.com or fax (267) 803-5770.

4) Upon approval, Trusts will issue a reimbursement check for the value of the scholarship (up to two per member entity).

Scholarship questions?  Please call email cbigham@dvtrusts.com or call (267) 803-5720.

Training Flyer

11 September 2019
8:00 am – 12:00 pm

LTAP Asphalt Roads Common Maintenance Problems

Open to DVWCT and DVPLT members at no cost.

Course description: This course provides relevant information to individuals who have to maintain asphalt pavements. The course material reviews the importance of preventive maintenance to the life of an asphalt pavement. The material will help the student identify common asphalt distress, the cause of the distress, and the appropriate treatments.  The latest techniques, materials, and equipment will be reviewed with an emphasis on repairing the asphalt distress properly the first time. Current industry standards to properly repair problems such as cracking and potholes will be presented in detail. The basics of treatments such as seal coats, micro surfacing, and overlays will be presented. A review of the latest treatments included in Penn DOT Publication 447 Approved Products for Lower Volume Local Roads, will be covered.

Intended audience:  Individuals who are involved in planning and execution of maintenance work on asphalt pavements, including street superintendents, roadmasters, public works directors, foreman, and select crew members.

Location: Delaware Valley Trusts, 719 Dresher Road, Horsham, PA

A light breakfast will be provided.

You must register directly with LTAP at www.ltap.state.pa.us.

Questions? Call 1-800-FOR LTAP (367-5827)

Click here to go to the LTAP website.

11 September 2019
8:30 am – 5:00 pm

Police EVOC for SUV’s

Open to DVWCT and DVPLT members at no cost.  You must register through the Trust.

Police emergency vehicle operations courses (EVOC) are taught by seasoned police instructors.  The prime objectives of these hands-on, skill-based seminars are: (1) officer safety, (2) protection of innocents and (3) successful law enforcement.

This one (1) day course is designed for officers who routinely are assigned to drive a SUV or prisoner transport vehicles.  This course will provide officers with an opportunity to apply the skills they learned during the Basic EVOC course while driving a larger vehicle.  Defensive driving techniques and emergency response tactics will be demonstrated to and practiced by those attending.  The course will be 1/2 day behind the wheel driving skills that includes a response course as well as a skill course that will include backing.  Students must successfully complete written and practical exams to receive certification for the course.

Officers attending should report in old clothes by 8:30 a.m.

Officers attending must bring a police department owned SUV or prisoner van to drive on the driving range.

Lunch is not included.

Training Flyer

Want to see all upcoming events?

Visit our events calendar to see all upcoming Delaware Valley Trusts training & events.

See All Events

Recent News & Ideas

Trust Connections 2nd Quarter 2019

Delaware Valley Trusts’ Phyllis Lieberman Women’s Trailblazer Scholarship Award In December 2018, the Delaware Valley Trusts’ established the Phyllis Lieberman Women’s Trailblazer Scholarship to honor the late Phyllis Lieberman, a long-time manager of Whitpain Township and founding Executive Committee Member of the Delaware Valley Insurance Trust (now known as the Delaware Valley Property & Liability …

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Access the Health Center Using CareHere App

The Delaware Valley Health Trust Health Center operated by CareHere now offers even more convenient appointment scheduling through the CareHere app. Health Trust enrollees and their covered dependents can visit the Center for well and sick visits, annual physicals, sports physicals, routine lab work, maintenance medication refills, and much more. Enrollees and their spouses can …

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Trust Connections 1st Quarter 2019

Delaware Valley Trusts Member Newsletter 2018 Year in Review Looking back, 2018 was a big year for all three of the Delaware Valley Trusts. First, five school entities joined the Delaware Valley Health Trust resulting in significant growth in covered employees and further diversification of our membership type. Schools now make up 15% of Health …

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