The Delaware Valley Trusts are risk sharing pools with over 160 public entity members in Pennsylvania and Delaware.

What Makes Us Different

The Delaware Valley Trusts Advantage: Managed Risk. Collective Rewards.

When it comes to selecting health, workers’ compensation, or property and liability insurance, public entities need stability and superior coverage at the lowest responsible cost. At the Delaware Valley Trusts we understand. Our members enjoy stable rates that defy insurance industry trends while taking advantage of comprehensive benefits, cash dividends, rate credits, multi-trust discounts, superior member service, and a wide array of exclusive value-added services.

Let us manage your risk while you realize the rewards.


As a Borough Manager, I am constantly blown away by the response I receive as a member of the Delaware Valley Trusts. The Trust’s value-added programs such as training, legal guidance and loss control resources are more than just benefits – they set the DVT apart from any other liability coverage provider!

John Davis
Doylestown Borough


“The most positive aspect about becoming a member was access to DVT staff who were very supportive during our transition to DVT initially, and have remained so year after year. DVT offers prompt and professional support at every level of the organization.”

Daniel K. Kerr
Limerick Township


As both an administrator for the Township and a member of the plan itself, I can personally attest to the value added benefits that the Wellness program bring. I’ve learned tips and tricks from all of the webinars I’ve attended, lowered my cholesterol thanks to my biometric screening and received money just by being proactive regarding my health. It’s a complete win for everyone involved and I cannot say enough great things about the program.

Ramsey Reiner
Township Manager
New Garden Township


In Lansdale Borough we know that the health of our employees goes well beyond physical health.  DVHT has provided our staff members various wellness programs aimed at encouraging active, healthy lifestyles by teaching them how to make simple, beneficial decisions.   DVHT programs offer opportunities to not only enrich employee well-being at work, but also in all aspects of their lives.


John Ernst
Borough Manager


The Delaware Valley Health Trust’s (DVHT) strategy and wellness programs align with the Township’s long-term growth health and wellness strategy. Both the Township and our employees value DVHT’s proactive health strategies which are key to keeping our team healthy, active, and happy.  We incorporate all parts of the wellness program from on-site biometric screenings to nutritional workshops and webinars along with our walking program. DVHT has been a great partner to all of us here at West Whiteland.

Pam Gural-Bear
Interim Township Manager/Human Resources Director
West Whiteland Township


The Health and Wellness Team at the Delaware Valley Health Trust is exceptional! The Trust has numerous resources that focus on all aspects of health – physical, mental, preventative, and environmental. The Borough has benefited greatly from wellness programs like annual biometric screenings,  health incentives, and the development of an employee wellness and fitness room in the Borough of Conshohocken Administrative Building. We could not have spearheaded that initiative without access to the resources available to Health Trust Members. For the Borough, having access to these pivotal resources has helped encourage and support a healthier lifestyle for all our employees. More importantly, membership in the Trust has enabled the Borough to take concerted steps towards fully developing an internal culture of health and wellness at our workplace.

Stephanie Cecco
Borough Manager
Conshohocken Borough

Upcoming Events

27 June 2023
9:00 am – 3:00 pm

Municipal Budgeting & Finance – PSAB

DVPLT Scholarship Opportunity

In partnership with the Pennsylvania State Association of Boroughs, the Delaware Valley Property & Liability Trust (DVPLT) is pleased to offer up to 20 full scholarships (limit two scholarships per member entity) for the following course:

Municipal Budgeting and Finance Tuesday, June 27, 2023 9:00 am to 3:00 pm Location:  Delaware Valley Trusts, 719 Dresher Road, Horsham, PA

Description:  A budget is one of the most important documents a municipality develops and approves on an annual basis. It is a document that acts as policy, guide and communicator of priorities for appointed staff and the public alike. Review will include developing a budget calendar, determining fee schedules, structuring spreadsheets and narratives, plus the importance of developing and coordinating the use of a capital budget with operational budgets to better stabilize tax rates and keep your community on the right track.

Cost: $125/PSAB members and $175/non-PSAB members. Lunch included. You must register directly with PSAB (see below).

How to Claim a DVPLT Scholarship:

(1) Property & Liability Trust (DVPLT) members should first contact the Trust to confirm availability and reserve your scholarship by emailing or calling 267-803-5720. (2) Register directly with PSAB by visiting or call Terri at 800-232-7722, Ext. 1042. (3) After completing the course, forward proof of completion and payment to (4) Upon approval, the Trusts will issue a reimbursement check for the value of the scholarship (up to two per member entity).

Scholarship questions? Please email or call 267-803-5720.

Training Flyer

27 June 2023
4:00 pm – 5:00 pm

Summer Grilling Guide

Eligible for the Delaware Valley Health Trust $100 Health Education Incentive.

Open to Delaware Valley Health Trust Members at no cost.

Learn health and safety tips around preparing food on your backyard barbeque featuring recipes that are safe, easy, delicious, and nutritious.

This virtual webinar is eligible for the Delaware Valley Health Trust $100 Health Education Incentive. This session is presented in partnership with Main Line Health.

Click on the following link to register:

For more information on Health Trust Wellness incentives and reimbursements, click here (login required) or contact the Wellness Team at or call 267-803-5721.


29 June 2023
10:00 am – 11:00 am

BullPhish ID – Live Overview

Open to Delaware Valley Property & Liability Trust Members at no cost.

More than 80% of all cyber-attacks are phishing attacks resulting from human error. To assist our members in combating these attacks, earlier this year, the Delaware Valley Property & Liability Trust rolled out BullPhish ID – a phishing simulation and training solution that empowers employees to spot and stop threats, helping them to become the strongest point in your cybersecurity defense.

As a DVPLT value-added service, BullPhish ID offers phishing simulations, cybersecurity training videos, and short learning retention quizzes with new content being released monthly to keep up with current cybersecurity trends. Phishing email campaigns can be tailored to mimic threats specific to your entity and those responsible for end-user training can schedule training and phishing campaigns up to 12 months in advance. The BullPhish ID dashboard allows you to download reports to easily see what campaigns employees fell for, how they improved, and who needs more help.

Register for this webinar for a live overview of the BullPhish ID platform and learn how you can get started!

Click on the following link to register:

10 July 2023
8:00 am

Law Enforcement – Effective Fitness Combatives (EFC) Instructor Certification

The Delaware Valley Workers’ Compensation Trust (DVWCT) and Property & Liability Trust (DVPLT) is pleased to offer a limited number of $300 scholarships for the following course:

Effective Fitness Combatives (EFC) Instructor Certification

This course is designed to equip Law Enforcement professionals with the knowledge and skills necessary to train and lead their peers in training for combatives, defensive tactics and use of force situations.

Four day course: July 10 through 13, 2023 from 8:00 a.m. to 6:00 p.m. Location:  Upper Dublin High School, Fort Washington PA Note: You must register directly with the vendor.

How to Claim a Scholarship:

1)  DVWCT/DVPLT members should first contact the Trust to confirm availability and reserve a scholarship by emailing Carol Bigham at or calling (267) 803-5720. Scholarships are available on a first come/first served basis. 2)  Next, register via the vendor directly by clicking the following link: . More information: 843-321-8321 or . 3)  Following the training, send proof of completion and paid receipt to Carol Bigham at 4)   Upon approval, DVWCT/DVPLT will issue a $300.00 reimbursement check (limit one scholarship per member entity).

Scholarship questions?  Please contact Carol Bigham at

Training Flyer

Want to see all upcoming events?

Visit our events calendar to see all upcoming Delaware Valley Trusts training & events.

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Recent News & Ideas

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More than 80% of all cyber attacks are phishing attacks resulting from human error. To assist our members in combating these attacks, earlier this year, the Delaware Valley Property & Liability Trust rolled out BullPhish ID – a phishing simulation and training solution that empowers employees to spot and stop threats, helping them to become …

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