Your Partner in Public Risk Management

Serving Pennsylvania and Delaware public entities through proven trust programs built on collaboration and stability.

Comprehensive Coverage, Built for Public Entities

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Comprehensive, flexible healthcare for over 24,000 employees and families.

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Reliable coverage tailored for public employers and their teams.

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Specialized protection for the unique risks of municipalities.

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What Makes Us Different

When it comes to selecting health, workers' compensation, or property and liability insurance, public entities need stability and superior coverage at the lowest responsible cost. At the Delaware Valley Trusts we understand. Our members enjoy stable rates that defy insurance industry trends while taking advantage of comprehensive benefits, cash dividends, rate credits, multi-trust discounts, superior member service, and a wide array of exclusive value-added services.

Let us manage your risk while you realize the rewards.

Recent News & Ideas

New Industry Standards for Beach/Market Style Shade Umbrellas

May 13, 2026
Who doesn’t enjoy the shade and UV protection that an umbrella provides on a hot sunny day? But have you considered how that umbrella is anchored into the ground or its base, especially when the winds pick up?

Welcoming Linda Wolf and Linda Bengera to Their New Roles

May 12, 2026
We are pleased to announce that Linda Wolf and Linda Bengera have recently stepped into new roles with the Delaware Valley Trusts. Their experience and dedication will continue to support our members and strengthen the services we provide. Linda Wolf now serves as Director of Risk Control, where she leads the Risk Control Department and coordinates facility management for our Horsham office. She joined the Trust in 2008 and brings a strong background in safety management and public service, along with a deep understanding of our members’ needs. Linda’s experience and commitment continue to guide efforts to help members prevent injuries, reduce risk, and protect their operations. Linda Bengera has been appointed Workers’ Compensation Claims Manager for the Delaware Valley Workers’ Compensation Trust. In this role, she leads the claims team and oversees the full lifecycle of workers’ compensation claims, from reporting through resolution. With 25 years of service, she offers extensive experience in claims operations, compliance, and member support, along with a strong focus on improving processes and delivering responsive, high-quality service. Please join us in congratulating Linda Wolf and Linda Bengera on their new roles. We look forward to the continued impact they will make for our members.

Hearing Conservation – Mowing & Outdoor Power Equipment Operations

May 12, 2026
Spring brings increased outdoor operations that may expose workers to excessive noise from lawn mowers, string trimmers, leaf blowers and other powered equipment. Lawn mowers typically produce noise levels between 85–100 decibels (dB) - loud enough to harm hearing after prolonged or repeated exposure. The Center for Disease Control (CDC) estimates that 22 million workers are exposed to potentially damaging noise at work each year. In response, the National Institute for Occupational Safety and Health (NIOSH) has established a recommended exposure limit (REL) of 85 A-weighted decibels (dBA) averaged over a typical eight-hour workday. Employees exposed to noise at or above the NIOSH REL risk developing significant hearing loss over their working lifetime. Hearing loss happens gradually and is irreversible, making prevention essential.