Quality. Affordability. Stability.

Today’s public entity managers face a confusing and increasingly volatile array of coverage choices. Budget constraints are unrelenting. The Delaware Valley Trusts offer relief. Through our risk-sharing pools, we deliver health, workers’ compensation, and property & liability coverage designed specifically to help public entities save money, stay protected, and keep employees healthy and happy.  Over the past four decades, we have prioritized long-term financial stability and optimized our programs to provide superior coverage at the lowest responsible cost.  Our members enjoy stable rates that defy insurance industry trends, allowing them to budget confidently and with ease. They also take advantage of cash dividends, our Rate Stabilization Fund, multi-trust discounts, and other economic incentives that make quality coverage even more affordable.

Coverage that Puts Public Entities in Control

Unlike profit-minded commercial carriers, each Trust’s investment income accrues for the benefit of our membership.  Our member-owned Trusts also offer exclusive value-added services including a comprehensive wellness program with financial incentives, a wide range of educational resources, grant funding to support safety initiatives, and much more.  Member satisfaction is confirmed by our 95% retention rate and a growing enrollment of more than 160 Pennsylvania public entities.

Let us manage your risk, while you realize the rewards. 

Quick Facts

Growing enrollment with more than
Pennsylvania and Delaware public entities.

To learn more, contact Rick Mellor, Executive Director, rmellor@dvtrusts.com or visit our Contact Us page.


The Health Trust’s benefits are second to none and the wellness programs are tremendously helpful to our employees.   You can’t get this coverage combination especially the value-added wellness programs – they are simply unheard of in the market.

Desiree J. Nguyen
Deputy Director, Insurance Pool Operations, County Commissioners Association of Pennsylvania


“After having dealt with the commercial market for health, liability, and workers’ comp coverage and claims, I was most surprised at how efficient, effective and helpful dealing with one office was for both me as HR representative, and for our employees (should a question or issue arise). Also, because of the smaller staff in the Trusts’ office, there is a familiarization and comfort level with the individuals. AND – not having to go through some kind of phone bank, or message system to get a simple question answered!”

Caroline Brinker
Finance Director
Doylestown Borough