Customized Benefits and Stable Rates

The Delaware Valley Health Trust provides comprehensive healthcare coverage to over 24,000 public entity employees and their families throughout Pennsylvania and Delaware.  Our risk-sharing pool combines the advantages and flexibility of self-insurance with the safety and predictability of a fully insured program.

Since 1999, Health Trust members have enjoyed long-term premium stability, superior member service, first-class claims adjudication, and a wide array of exclusive value-added benefits anchored by robust wellness programs.  Even better, expert trust management has consistently kept average rate renewals in the single digits while simultaneously dedicating over $86.7 million to the membership through our Rate Stabilization Fund.  Premiums have been further reduced by over $28.2 million through application of multi-trust discounts. The Health Trust is over 160 members strong and growing.