The Delaware Valley Health Trust provides comprehensive healthcare coverage to over 23,000 public entity employees and their families throughout Pennsylvania and Delaware.  Our risk-sharing pool combines the advantages and flexibility of self-insurance with the safety and predictability of a fully insured program. Since 1999, Health Trust members have enjoyed long-term premium stability, superior member service, first-class claims adjudication, and a wide array of exclusive value-added benefits anchored by robust wellness programs.  Even better, expert trust management has consistently kept average rate renewals in the single digits while simultaneously dedicating over $71 million to the membership since 2004 through our Rate Stabilization Fund.  Premiums have been further reduced by over $22 million through application of multi-trust discounts. The Health Trust is over 160 members strong and growing.

A New Way of Thinking about Health Coverage

If you manage a public entity and have grown frustrated with commercial market premium swings or broker-sponsored programs designed to generate fees and commissions, we can help.   Allow us to match your existing plan or customize a new cost-effective offering that caters to the specific needs of your organization.  Consider our Workers’ Compensation Trust and/or Property & Liability Trust, too, and take full advantage of a multi-trust discount that makes rates even more attractive.

Delaware Valley Trusts. Let us manage your risk, while you realize the rewards.



Quick Facts

Rate Stabilization Fund has dedicated over
to our members
Member premiums have been further reduced over
through our multi-trust discounts
To learn more, contact Bob Solarz, Executive Director.  


As a Borough Manager, I am constantly blown away by the response I receive as a member of the Delaware Valley Trusts. The Trust’s value-added programs such as training, legal guidance and loss control resources are more than just benefits – they set the DVT apart from any other liability coverage provider!

John Davis
Doylestown Borough


“The most positive aspect about becoming a member was access to DVT staff who were very supportive during our transition to DVT initially, and have remained so year after year. DVT offers prompt and professional support at every level of the organization.”

Daniel K. Kerr
Limerick Township