The Delaware Valley Health Trust provides comprehensive healthcare coverage to over 24,000 public entity employees and their families throughout Pennsylvania and Delaware.  Our risk-sharing pool combines the advantages and flexibility of self-insurance with the safety and predictability of a fully insured program. Since 1999, Health Trust members have enjoyed long-term premium stability, superior member service, first-class claims adjudication, and a wide array of exclusive value-added benefits anchored by robust wellness programs.  Even better, expert trust management has consistently kept average rate renewals in the single digits while simultaneously dedicating over $86.7 million to the membership since 2004 through our Rate Stabilization Fund.  Premiums have been further reduced by over $28.2 million through application of multi-trust discounts. The Health Trust is over 160 members strong and growing.

A New Way of Thinking about Health Coverage

If you manage a public entity and have grown frustrated with commercial market premium swings or broker-sponsored programs designed to generate fees and commissions, we can help.   Allow us to match your existing plan or customize a new cost-effective offering that caters to the specific needs of your organization.  Consider our Workers’ Compensation Trust and/or Property & Liability Trust, too, and take full advantage of a multi-trust discount that makes rates even more attractive.

Delaware Valley Trusts. Let us manage your risk, while you realize the rewards.